Fraud Detection in Banking and Finance: A Multi-Layered Approach using Velocity, Identity, and Location Intelligence. International Journal of Computer Technology and Electronics Communication, [S. l.], v. 7, n. 6, p. 9742–9749, 2024. DOI: 10.15680/IJCTECE.2024.0706004. Disponível em: https://ijctece.com/index.php/IJCTEC/article/view/193. Acesso em: 27 oct. 2025.