ISO 20022 Migration at Scale: Architectural Patterns and Engineering Challenges in Modernizing Global Financial Messaging Infrastructure. International Journal of Computer Technology and Electronics Communication, [S. l.], v. 8, n. 6, p. 11746–11762, 2025. DOI: 10.15680/IJCTECE.2025.0806020. Disponível em: https://ijctece.com/index.php/IJCTEC/article/view/404. Acesso em: 4 feb. 2026.