Explainable Generative AI-Driven Bank Credit Risk Modeling: Secure Apache–SAP HANA Cloud Integration for Threat-Focused Data Analytics. International Journal of Computer Technology and Electronics Communication, [S. l.], v. 8, n. Special Issue 1, p. 61–67, 2025. DOI: 10.15680/IJCTECE.2025.0806812. Disponível em: https://ijctece.com/index.php/IJCTEC/article/view/305. Acesso em: 4 feb. 2026.